Retirement Income

Stocks and Options

July 27th, 2011 at 4:05 pm

Dividends Received, FCX, PGF, BA, MEE, MSFT, VLO, C, BAC, BP, NYX, IR, FTR 2QTR11

Many of the stocks that I own and write Covered Calls upon also pay dividends.  Dividends occur on a regular basis and add significantly to my annual investment income.  Year to date I have received a total of $4,497.84 in dividends in my various accounts for 2011.  My year to date average monthly dividends received is currently $749.64.  The year-to-date dividends currently represent about 25.89% of my average monthly investment cash flow and about 2.11% return on my current basis value.

My YTD dividends are up by $145.36 on a monthly average from last year.  That represents a 24.06% increase to date year over year.  I attribute the increased dividends to a few companies raising their dividends and to my purchasing additional dividend paying stocks.  During June, I received notice of the following dividends paid in various accounts for a total of $1.025.17.  June has historically been one of the lower months for dividend payouts, at least in my portfolio, however it was a very good month this year.

                                    

Please notice that PGF is an ETF and pays dividends monthly.  The annualized dividend yield for PGF is based upon the simple and false assumption that it will pay the same dividend each month for the next 12 months.  The actual annualized dividend yield may be more or less than illustrated here.

I use my basis per share to determine the simple and annualized percentage return because I feel that it gives me a better representation of the value of the dividends as they relate to my portfolio.  My basis may be above or below the market price which causes my return to be lower or higher than published yields for a stock.  I calculate my basis per share as my acquisition price less any option premiums received on those shares.  I do not use dividends to reduce my basis.

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April 5th, 2011 at 7:19 am

Dividends Received, BA, VLO, BAC, PGF, BP, IR, NYX, MEE, FTR 1QTR11

Many of the stocks that I own and write Covered Calls upon also pay dividends.  Dividends occur on a regular basis and add significantly to my annual investment income.  Year to date I have received a total of $1.945.16 in dividends in my various accounts for 2011.  My year to date average monthly dividends received is currently $648.39.  The year-to-date dividends currently represent about 24.42% of my average monthly investment cash flow and about 2.04% return on my current basis value.

My YTD dividends are up by $44.11 on a monthly average from last year.  That represents a 7.30% increase to date year over year.  I attribute the increased dividends to a few companies raising their dividends and to my purchasing additional dividend paying stocks.  Also, BP finally restarted its dividends although at half the pre-spill level.  During March, I received notice of the following dividends paid in various accounts for a total of $667.77. 

                                    

Please notice that PGF is an ETF and pays dividends monthly.  The annualized dividend yield for PGF is based upon the simple and false assumption that it will pay the same dividend each month for the next 12 months.  The actual annualized dividend yield may be more or less than illustrated here.

I use my basis per share to determine the simple and annualized percentage return because I feel that it gives me a better representation of the value of the dividends as they relate to my portfolio.  My basis may be above or below the market price which causes my return to be lower or higher than published yields for a stock.  I calculate my basis per share as my acquisition price less any option premiums received on those shares.  I do not use dividends to reduce my basis.

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January 2nd, 2011 at 6:34 pm

Dividends Received, BA, BAC, FCX, FTR, IR, MEE, NYX, PGF, VLO, VRX, 4Qtr10

Many of the stocks that I own and write Covered Calls upon also pay dividends.  Dividends occur on a regular basis and add significantly to my annual investment income.  Year to date I have received a total of $7.251.31 in dividends in my various accounts for 2010.  My year to date average monthly dividends received is currently $604.28.  The year-to-date dividends currently represent about 27.75% of my monthly investment cash flow and 1.97% return on my current basis value.

Despite BP not paying a 3rd or 4th quarter dividend my YTD dividends are up by $32.27 on a monthly average from last year.  I attribute the increased dividends to a few companies raising their dividends, to my purchasing additional dividend paying stocks and very importantly to special dividends by FCX and VRX this month.  VRX has announced that they do not intend to continue paying dividends and the shares were called away from me so I will not be receiving that dividend again.   Normally I would have received an additional $420 in BP dividends in August and again in November.  BP is starting to talk about paying dividends again in 2011.  If that comes to pass I am hopeful that 2011 will have even better dividend performance.  During December, I received notice of the following dividends paid in various accounts for a total of $1,173.01. 

 

Please notice that PGF is an ETF and pays dividends monthly.  The annualized dividend yield for PGF is based upon the simple and false assumption that it will pay the same dividend each month for the next 12 months.  The actual annualized dividend yield may be more or less than illustrated here.

 I use my basis per share to determine the simple and annualized percentage return because I feel that it gives me a better representation of the value of the dividends as they relate to my portfolio.  My basis may be above or below the market price which causes my return to be lower or higher than published yields for a stock.  I calculate my basis per share as my acquisition price less any option premiums received on those shares.  I do not use dividends to reduce my basis.

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